Cross-border billing · Mexico

Maximize Revenue from U.S. & International Patients in Mexico

No more “cash-only” bottlenecks.

Secure direct payments from U.S. insurers with expert out-of-network billing and case management designed for Mexican healthcare providers. We handle the entire heavy lifting — from Verification of Benefits at 2 AM to fighting for the final reimbursement.

HIPAA& NOM-168 SOC 2Type II 24/7/365VOB coverage 20 minAverage response
One international patient Two outcomes
The decision that costs you the admissionhappens before the doctor is involved
Cash-only
  1. Deposit demanded upfront
  2. Patient cannot pay it
  3. They fly home for treatment
  4. Admission, surgery and pharmacy revenue lost
With 247MBS
  1. VOB requested the moment they arrive
  2. Coverage confirmed, risk assessed
  3. GOP secured before discharge
  4. Claim paid directly by the U.S. payer
Out-of-network emergency care often pays more than the local cash price
Go / No-Go decisionAverage response 20 minutes
Policies we bill directly Blue Cross Aetna Cigna United Healthcare International travel policies
01A scenario you likely see every day

Bridging the gap between Mexican healthcare and US insurance

A patient walks into your facility — perhaps a tourist in Cancún, an expat in Mexico City, or a retiree in Baja. They require urgent care or a high-value procedure. They have a premium US insurance policy, or a robust international travel policy.

But there’s a problem

Cash upfront

Your facility operates on a “cash-upfront” basis because billing foreign insurers is historically messy, slow, and prone to denials. The patient can’t afford the massive deposit. They leave.

Or worse

They fly back to the US for treatment, and your hospital loses the revenue entirely.

We fix the cycle

At 247 Medical Billing Services, we empower hospitals, specialty clinics, and urgent care centers across Mexico to accept US and international insurance with confidence — so you capture revenue that is currently walking out your door.

02Providers who regularly encounter foreign patients

Who this service is for

Our specialized International Medical Billing Services Mexico division is designed for providers who regularly encounter foreign patients but struggle to efficiently monetize those opportunities.

Facilities

Private hospitals & medical centers

Large facilities dealing with high-volume admissions from tourists and expatriates.

High value

Specialty clinics

Providers in Orthopedics, Cardiology, and Oncology who perform high-value elective or urgent surgeries.

First line

Urgent care facilities

First-line defenders in tourist zones requiring fast eligibility checks.

Cross-border

Air & ground ambulance

Providers needing complex cross-border billing coordination.

Reassurance

Medical tourism facilitators

Organizations needing a reliable billing partner to reassure incoming patients.

Leadership

Hospital CFOs & compliance

Leadership seeking to reduce bad debt while maintaining strict compliance.

03Unique financial headaches

The “cash-only” trap: a problem for providers and patients

The financial risk

Accepting a US insurance card feels like a gamble. Will they pay? How long will it take? If you don’t collect cash now, you might never see a peso. This fear drives the “cash-only” policy, which drastically limits your patient pool.

The “flight risk”

When you demand $20,000 USD upfront for a surgery, many patients choose to fly home. Their insurance covers them 100% in the US, so they leave Mexico. You lose the admission, the surgery fees, and the pharmacy revenue.

The administrative nightmare

Your local billing team is excellent at navigating Mexican insurers. But US billing? It’s a different language. CPT codes, ICD-10 specificity, modifiers, and “out-of-network” negotiations are complex.

Revenue review

How much international revenue walked out your door?

We review a selection of your recent “lost” or denied international cases to calculate precisely how much revenue you could have recovered with our 24/7 model.

  • Cases lost to an upfront cash demand
  • Denied US and international claims, with the denial reason
  • Recoverable value under a VOB and GOP workflow
HIPAA & SOC 2 Type II Back within one business day No obligation
Request a Revenue Review

Tell us about your international cases.

An international case lead will reach out within one business day.

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Thanks — we’ve got it.

An international case lead will reach out within one business day.

04We don’t just submit claims

The solution: case-based, direct-to-payer billing

We don’t just “submit claims.” We manage cases.

247 Medical Billing Services acts as your specialized international revenue cycle management arm. We function as the bridge between your Mexican facility and the US payer system, with 24/7 service delivery. Our approach is different because we understand the urgency of your operations: if we can’t verify coverage fast, you can’t admit the patient. That is why we operate with an average response time of 20 minutes and 24/7 availability to declare the risk assessment.

  • VOLUMEIncrease patient volumeSay “yes” to patients who have insurance but limited cash.
  • RATESMaximize reimbursementUS insurers often pay higher rates for out-of-network emergency care than local cash prices.
  • RISKReduce liabilityWe secure availability and coverage details before the procedure happens.
05Over a decade refining the cross-border market

Detailed services we provide

We have spent over a decade refining a suite of services specifically for the cross-border healthcare market.

24/7

Verification of Benefits (VOB)

Medical emergencies don’t happen 9-to-5, so neither do we. When a patient arrives at 3 AM on a Sunday, you need to know right then if their insurance is valid. We contact the payer, verify eligibility, check deductibles, and confirm international coverage limits. You get a “Go/No-Go” decision fast.

Cases

Strategic case management

We don’t just push paper; we manage the narrative. For high-stakes admissions, our team coordinates directly with the insurance company’s case managers, so they have the clinical evidence they need to approve continued stay days, surgeries, and specialized treatments.

GOP

Guarantee of Payment coordination

For travel insurance and international policies, securing a GOP is the gold standard. We work to obtain this written commitment from the insurer before the patient is discharged. While subject to final adjudication, a GOP significantly reduces your financial risk.

Appeals

Denial management & escalation

Denials happen. But for us, a denial isn’t a “no” — it’s the start of a negotiation. We have a dedicated team that specializes in overturning erroneous denials, we know the “red flag” insurers who like to delay payment, and we have established escalation channels.

Transport

Ambulance & repatriation support

If you operate ground or air ambulance services, you know how hard it is to get paid. We specialize in this niche. For patients requiring repatriation, we coordinate with insurers and private air ambulance providers.

06Designed to be as unintrusive as possible

How it works: a step-by-step process

We’ve designed our workflow to be as unintrusive as possible, allowing your doctors to focus on medicine while we focus on the money.

  1. 01Notify

    Notification & intake

    As soon as an international patient arrives, your team notifies us via our secure portal. You send the patient’s ID and insurance card.

  2. 02Verify

    Rapid verification (VOB)

    Our team jumps into action. We verify the coverage, benefits, and out-of-pocket maximums, and report back — usually within minutes — with an assessment of the financial viability of the admission.

  3. 03Authorize

    Clinical documentation & authorization

    While you treat the patient, your team supplies daily progress notes, medical reports, and cost estimates. We submit these to the insurer to maintain authorization and prove medical necessity.

  4. 04Code

    Coding & submission

    Once the patient is discharged, or interim billing is required, our AAPC-certified coders translate your Mexican medical records into US-compliant CPT and ICD-10 codes, and we submit the claim directly to the payer.

  5. 05Collect

    Follow-up & payment

    We monitor the claim status daily. If they ask for more records, we send them. If they delay, we call. Once payment is issued, we reconcile it against the expected amount.

07The difference shows up on your admission decisions

Why choose 247 Medical Billing Services?

Feature
Local / internal billing team
247 Medical Billing Services
Availability
Standard business hours (Mon–Fri)
24/7/365 coverage
Verification (VOB)
Hours or days via general lines
Under 2 hours via direct US portals
Coding standards
Mexican narrative standards
AAPC-certified CPT & ICD-10
Financial risk
High “flight risk” due to cash-only
Secure GOP to enable admission without upfront cash
Denial management
Often written off as uncollectible
Relentless US & international appeal channels
Regulatory scope
Mexican General Health Law
Dual compliance: NOM-168 & US HIPAA
Repatriation
Hospital staff manage logistics
Consular & air ambulance liaison
08What changes for your facility

Key benefits for your facility

Unlocking insurance revenue changes more than the bank balance.

Improved cash flow

By unlocking insurance revenue, you tap into a funding source that pays significantly more than cash discounts.

Reduced administrative burden

Your staff stops spending hours on hold with foreign call centers. We handle the hold music.

Risk mitigation

Our early verification process acts as a shield. We will tell you immediately if a policy is inactive or has exclusion clauses.

Patient satisfaction

Patients are relieved when you accept their insurance. It builds loyalty and leads to better reviews for your facility.

Data-driven decisions

Our “Risk & Case Intelligence” helps you avoid bad debt by identifying high-risk insurers early.

Market reputation

Positioning your facility as a preferred destination for the lucrative US medical tourism and expatriate markets.

You keep the clinical decisions. We remove the billing reason to say no.

Verification is a crucial first step, but no insurer, US or international, guarantees payment over the phone. However, a comprehensive VOB combined with a Guarantee of Payment and proper authorization significantly reduces the risk of non-payment. Our expertise lies in minimizing that gap.
Yes, but only when required. Since most of our billing for Mexico is done on an out-of-network, case-specific basis, credentialing is often not necessary. If a specific payer or contract requires it, our team handles the paperwork.
We fight it. We have a specific team for denial management. We analyze the denial reason — coding error, lack of medical necessity, administrative error — and file an appeal. We don’t just write off the debt; we chase it.
We provide end-to-end coordination. This includes managing the air ambulance case, ensuring all documentation is ready for the international payer, and communicating with the receiving hospital to ensure a safe, financially covered transfer.
Absolutely. While US insurance is our primary volume, we have extensive experience with international travel insurance for patients from the UK, Germany, France, and beyond.
It’s simple. We integrate with your workflow and you don’t need to change your EMR. We provide a seamless onboarding process where we set up communication channels, and you can start sending us cases immediately.
notify·verify·authorize·code·collect

Ready to optimize your international revenue?

Don’t let another patient walk out the door because of billing complexity — partner with the experts in US medical billing services in Mexico. Request a Revenue Leakage Review and we will look at a selection of your recent “lost” or denied international cases to calculate precisely how much revenue you could have recovered with our 24/7 model.

Also in Spanish: Facturación médica en México

Request a Revenue Review